Our fee is proof we take our retirement income evidence-based research seriously. The industry standard that many advisors charge for their fee is 1%. Unfortunately, an advisor fee does not include the many other costs associated with the investment portfolio. Our fees vary, but this is our typical fee schedule. Below is a breakdown of our “all in” fee on a $1,000,000 account.

$1,000,000 account - Core Global Allocation 

SH Retirement Fee             0.7%        (70 bps)

Custodian Platform Fee    0.103%    (10.3 bps)

Average Fund Fees            0.16%       (16.0 bps)

“All In” Fee                           0.963%     (96.3 bps)

A 2017 survey conducted by Bob Veres concluded the average “all in” fee using an advisor is 1.65%. Based on this information, our fee is over 50% lower than average. In fact, only 9% of accounts with $1,000,000 or more pay less than 1%.

If you are not aware of the “all in” fee of your portfolio, don't feel ashamed. Many financial advisors are unaware of their own clients' fees. 

Please note: The trading platform covers all trading cost including an unlimited number of trades. The fund fees will slightly shift higher or lower based on reallocating or rebalancing the portfolio throughout the year. This shift has little effect on the overall fee. The “all in” fee shown above is accurate as of February 19, 2024.